The purpose of this panel is to compare the long existing "Brick and Mortar" (BM) universities with the new E-Learning (EL) universities. The comparison is based on the type of people (lecturers, students, teaching assistants), and activities (lecture, lab, seminar, office hours, library usage, one-on-one meeting, working together, testing, etc.) that are involved. In this panel we will not deal with the commercial aspects and prospects of either learning methods. The result of the panel is not necessarily a clear conclusion on which method is better, more likely it will help the participants to consider which method is better in a given situation. For example: if you live in a lone farm in the middle of nowhere then E-Learning is the right solution for you. However, if you want to experiment with chemistry then you better be in a real laboratory.